Some credit cards are even designed to help those with bad credit to improve their credit rating, helping open the door to a whole range of other financial products they may not have otherwise been eligible for.Long gone are the days of simply using a credit card to buy goods and services.Redeem these points for travel awards, brand name merchandise, gift cards, or cash.Plus, there are no interest charges if you pay your balance in full.OVERVIEW This Terms of Use Agreement, along with our Privacy Policy and Safety Tips, each of which is incorporated by reference into this Agreement, and any terms disclosed and agreed to by You if You purchase additional features, products or services we offer (collectively, the "Agreement") sets forth the terms and conditions that apply to Your use of the Website and all services offered by Plentyoffish.By completing the subscription process You are indicating that You agree to be bound by all of the terms in this Agreement.We reserve the right to modify this Agreement at any time.

As long as the balance is paid off by the end of the period, these cards stack up against the best of the interest free finance or purchase loans you’d find on the high street - from furniture or electrical retailers for example.

With two no-annual-fee options, getting the credit card that fits your needs couldn’t be easier.

If you use your credit card frequently—it’s often more convenient than carrying cash—and want to get rewarded for doing so, check out the Platinum Preferred Rewards VISA.

If a low rate is more important to you than racking up rewards, our Platinum Preferred VISA may be a good choice.

Plus, you can use your Platinum Preferred VISA to transfer your credit card balance from another card, and consolidating your debt at the same low rate, without any transfer fees.