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And pick a location -- not like a bank -- that isn't filled with security cameras.One-star words are frequent, two-star words are more frequent, and three-star words are the most frequent.The thesaurus of synonyms and related words is fully integrated into the dictionary.Indeed, in this appeal, we would need to consider the legal principles with regard to not only statutory illegality but also illegality at common law.4 Before proceeding to set out the applicable legal principles as well as applying them to the facts of the present appeal, it would be appropriate – by way of background – to first set out the relevant facts, the decision of the Judge, the relevant issues which arise in the present appeal, as well as a summary of the parties’ respective cases.5 The Appellant is the sole owner of 30 Jalan Angin Laut Singapore 489226 (“the Property”). In October 2012, the Appellant granted the Respondents an option to purchase the Property (“the Option”), which was backdated to 4 October 2012.6 Around mid-2012, the Respondents were interested in purchasing a landed property and approached their banker at United Overseas Bank (“the Bank”), Mr Leslie Ong (“Ong”), about the financing of such a purchase.On 12 July 2012, the Bank granted the Respondents in-principle approval for a loan capped at the loan-to-value (“LTV”) ratio of 80%.

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