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Now, I’m no novice to the idea of a cash back credit card: I used a REI Visa from 1999-2006 that yielded 1% cash back on all purchases, which added to several hundred dollars each year.

In 2006, I switched to a Travelocity American Express that doubles the reward, giving the equivalent of 2% back on most purchases, and 10% back on travel.

Facebook is a champion of this kind of misuse by constantly changing its privacy policies and eroding default protections. For more in-depth guides, we recommend the Electronic Frontier Foundation’s Surveillance Self Defense site and

Not for borrowing, of course, but as a means of channeling through your standard spending and collecting significant rewards (for most of us, over 00 per year).Find out where you're spending the most money on your girl and plug those holes ASAP. One to two nights out a week can break you faster than you think. If you like the socializing, then something has to give.By Jesse Bouche You've been dating for 6 months now and things are great – you're hanging out regularly, your friends like her, her friends like you and, well, things are good. You haven't saved a penny in the last four months and you're watching your credit card balance climb onward and upward like a balloon on parade day. Don't have unlimited texting and thousands of included daytime minutes? Either you go out and don't drink or you start inviting your friends over for drinks and dinner.Once the private sector collects personal data, three main things can happen to it. Whether you’re concerned with 1, 2, or 3, the results are the same and the solution for consumers is the same: use tools and best practices to avoid private companies from ever getting your data in the first place.You might not care about all three, but you’ll probably care about one: 1. Look at the Living Social breach as an example: 50 million people’s names, emails, birthdates, and encrypted passwords gone in one hack. The company misuses it in a way you didn’t expect or intend, that violates your privacy, or that makes you uncomfortable. Privacy laws certainly need an overhaul, but regulation isn’t an immediate solution for the everyday Internet user.

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It also said that bookworms are found to be “more intellectually curious than most and find it easier to form open and trusting relationships with others.” But, just like most things in the online dating world, listing reading on your profile comes with a catch.