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Action: Call 1-800-4-SCOTIA (1-800-472-6842), press 3 then 1, immediately if you are a Scotiabank customer and you believe that you have been a victim of online fraud.

If you did not provide any information but just encountered a fraudulent email or website that claims to be from Scotiabank.

The bureau fields hundreds of complaints about these services every year.

Many stories involve scammers who trick vulnerable people into sending money.

"If they only will engage in text messaging or emailing, or maybe just send you a picture and they claim that's who they are, well that can be a bit of a red flag," he said.

The Better Business Bureau also receives complaints about the cost of these sites and unfulfilled promises of finding a date in a particular area.

"The algorithms are not scientifically valid and are extremely unlikely to generate compatible matches." In other words, matchmaking sites simply can't account for how two people will get along in person — chemistry, if you will.

She said other scammers claim that a relative is ill and they need money to cover the hospital bills. "Any time you enter into a situation where you're literally meeting a stranger online you could be putting yourself at risk," said Det. Dana Drover, one of the top investigators with the financial crime section of Halifax Regional Police.

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